Spendscoop reads your Indian bank SMS in the background and builds your spending dashboard — debit, credit, UPI, everything. Zero manual entry.
Every feature exists to do one thing — let you track money without thinking about it.
On Android, Spendscoop does everything passively. On iOS, add transactions manually in seconds.
Public sector, private, small finance, payments banks, and major fintechs — all detected automatically from sender ID.
Spendscoop auto-detects category from merchant name — no manual tagging needed.
Tap a step to see it live.
Your monthly summary at a glance — total spent, total received, and your last 10 transactions updated live.
Full list with search, date filters (Today / Week / 1M / 3M), and sort by newest or amount.
Tap any transaction to see the raw SMS, edit its category, or delete it. Full transparency.
Re-sync inbox, set scan range (1–365 days), toggle notifications, export your data, or clear all data.
Spendscoop doesn't use the internet or any outside storage. All your financial information stays saved only on your own phone — and absolutely nowhere else.
Spendscoop doesn't collect anything. Everything happens right on your phone — there's no internet connection involved, no account to sign up for, and nothing is ever sent anywhere. The app simply saves your transactions in a file on your own device.
Spendscoop only looks at messages from bank senders (like
AD-HDFCBK or BZ-SBI) to find your
transactions — personal texts from friends and family are
never read or stored.
The original message is saved on your phone so you can look it up later in the transaction details. It's never sent anywhere else.
All your transactions are saved in a private file that only Spendscoop can access — other apps can't see it, and it isn't included in phone backups by default.
Transaction alerts are created and shown entirely on your phone — no outside server sends them to you. Turn them off anytime in Settings.
Open Spendscoop → Settings → Clear All Data. This deletes everything immediately and permanently. Since Spendscoop doesn't store anything anywhere else, there's nothing left over to worry about.
Uninstalling the app achieves the same result.
Questions or concerns? Email info@spendscoop.co.in — we respond within 48 hours.